Jessil Serna

Bad Credit Mortgage Lenders – Comparing Interest Rates And Mortgage Programs

Jessil Serna — Sun, 28 Feb 2021 21:15:46 +0000

Bad credit mortgage lenders offer an invaluable service by helping individuals with low credit scores purchase a new home. In a perfect world, everyone who applies for a mortgage will have taken the necessary step to improve their credit beforehand. However, situations do arise that make it difficult to maintain a high credit score. Bad credit mortgage lenders recognize this difficulty. How a Bad Credit Mortgage Loan Can Improve Credit Bad credit can happen overnight. Unfortunately, repairing a bad credit history is not as simple. The quickest way to boost a low credit rating entails getting approved for new lines of credit, and making timely payments. Once your credit is damaged, unless you take the steps to re-establish a good payment history, credit scores will never improve. Those who get approve for a mortgage loan, and make regular payments, will realize an improvement in their credit rating. Improvements occur over the course of several months. However, within the first year of having a mortgage, you may be able to obtain other lines of credit at reasonable interest rates. Choose the Right Bad Credit Mortgage Lender When shopping for a mortgage with bad credit, bad credit lenders will likely offer better rates. Some banks and credit unions offer sub prime or bad credit mortgage loans. However, because these lending institutions do not concentrate on these sorts of loans, they tend to charge higher rates for a bad credit mortgage loan. Instead, begin your search by requesting quotes from three or four sub prime lenders. These lenders offer a wide assortment of loans. They offer bad credit loans, no money down loans, bad credit refinancing, etc. Whatever your situation, there is a bad credit loan to match your needs. How to Compare Mortgage Lenders Comparing mortgage lenders can be either easy or difficult. Some homebuyers choose to phone individual lenders for information or quotes. To make the process a little easier, use a mortgage broker. Brokers function as the middleman. They research suitable loan programs and compile quotes for their clients. A large number of mortgage brokers have online quote request forms. Simply submit an application, and expect a response within minutes. Want more? Follow me on Youtube: jessilserna.com/youtube ______________________________________________________________________________ Follow Me On Instagram: @jessilserna Join Our Private Facebook Group: https://jessilserna.com/community Ready To Invest? 🤔� � WealthSimple: “Canada’s first $0 commission stock trading app – sign up now and you’ll get $10 to trade” 💰 https://jessilserna.com/wealthsimple Ready to Start Blogging? HawkHost: https://jessilserna.com/HawkHost Make money from home: SwagBucks: https://jessilserna.com/swagbucks COINBASE: “Get $10 in free Bitcoin (when you fund $100).” ⭐ https://jessilserna.com/CoinBase

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Bad Credit Mastercards – Build A Good Credit History

Jessil Serna — Sun, 28 Feb 2021 21:12:20 +0000

Unfortunately, many people underestimate the importance of establishing a good credit history. Because the average person cannot afford to pay cash for large purchases such as an automobile or home, financing has become a part of life. If you have good credit, your financing options are many. Nonetheless, those with bad credit have the opportunity to improve their credit standing, which opens the door for better financing options. Options Available to People with Bad Credit If you have bad credit, there are several things you can do to improve credit. For starters, it may help to rebuild or re-establish your credit history. Bad credit Mastercards can help you do this. Many circumstances justify a person needing to rebuild credit. If you have experienced a foreclosure, repossession, or bankruptcy, your credit score is likely below 600. Low ratings make it difficult to acquire financing. Fortunately, there are several lenders that focus on bad credit. Fresh start programs include bad credit Mastercards, home loans, vehicle loans, etc. Because it is recommended that a person with bad credit obtain a credit card as the first step to improve score, you should strongly consider getting a bad credit Mastercard. How to Build a Good Credit History? Establishing and maintaining a good credit history is essential. Bad credit can happen very quickly. Simply refusing or being unable to pay bills on time may result in your credit score dropping significantly. While most people have good intentions, those with excessive debts usually have their hands tied. Bad credit Mastercards offer a new beginning. If you get approved for a bad credit credit card, avoid repeating past credit mistakes. It is realistic to raise your credit score by 100 points, or more. Building a good credit history is easy. Of course, this involves carefully monitoring your credit. To begin, regularly check your personal credit report. Reports are viewable online. This way, if any errors or inaccuracies are present, you can easily detect them and have the matter corrected. Moreover, pay credit cards before the due date. To avoid credit problems, it will help to keep balances low, and never exceed your credit limit. Want more? Follow me on Youtube: jessilserna.com/youtube ______________________________________________________________________________ Follow Me On Instagram: @jessilserna Join Our Private Facebook Group: https://jessilserna.com/community Ready To Invest? 🤔� � WealthSimple: “Canada’s first $0 commission stock trading app – sign up now and you’ll get $10 to trade” 💰 https://jessilserna.com/wealthsimple Ready to Start Blogging? HawkHost: https://jessilserna.com/HawkHost Make money from home: SwagBucks: https://jessilserna.com/swagbucks COINBASE: “Get $10 in free Bitcoin (when you fund $100).” ⭐ https://jessilserna.com/CoinBase

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Bad Credit Loan — Let’s Cut Through the Hype!

Jessil Serna — Fri, 26 Feb 2021 02:40:07 +0000

Do you need a loan but have bad credit? Then you MUST learn a few facts your potential lender doesn’t want you to know. If you want to avoid being “taken to the cleaners” be sure to follow the advice in this report. Bad credit loans seem to be a hot topic these days. In fact, if you need a bad credit loan, you’re likely to find an overabundance of information. See if this sounds familiar. You need a loan. Maybe you want to buy a car, enrol in college, or take out a home improvement loan. Or perhaps you’re a first time home buyer and you’re looking for a mortgage. The problem is, you’ve got a bad credit history, and you’re afraid you won’t be able to find a lender. But then you do a little research on bad credit loans and find that, lo and behold, there ARE loans for people with bad credit available! In fact, EVERYONE wants to give you a loan. Loans for cars, mortgage loans, student loans, personal loans, loans for just about anything you want. Not only loans, but credit cards too. Why, who would have ever thought is would be so easy to get a loan when your credit history is so dismal? So, that’s great news, right? RIGHT? Let’s just stop for a moment. Ask yourself: “Why is everyone so eager to extend credit to me when my credit history is so bad?” The question can be answered in two words — HIGH RATES. Sure, you can get a bad credit loan easily enough. But you will pay through the nose when it comes to the interest rate. So “What’s the BIG DEAL about paying a little higher rate?” you ask. Let’s look at a few figures: Suppose you want to buy a car. After looking long and hard, you find the “perfect” car for $20,000. So you apply for a car loan and get a loan with no trouble, but because of your poor credit, you have to pay 20% interest. On a 60 month loan, your monthly payments will be $529.88. Now if your credit were very good, you might have gotten the same 60 month loan at an interest rate as low as 10%, with monthly payments of $424.94. The bottom line is, over the life of the loan you’ll have paid an additional $6,296.40 in interest that you would NOT have paid if you had you gotten the loan at 10% interest. Your bad credit loan will have cost you $6,296 more FOR THE SAME CAR! But if you think that’s bad, take a look at a home mortgage loan. Suppose you want to buy a $100,000 home and you’re just thrilled to find a lender willing to give you a 30 year loan in spite of your bad credit. He’ll charge you 12% interest, and your monthly payment will be $1,028.61. If your credit had not been so bad, you could have gotten the loan for a rate closer to 9%. If your credit had been very good, you might have been charged only 6% interest and your monthly payment would have been $599.55. The bottom line? That bad credit loan will have cost you (over the 30 year term) a staggering $154,461.60 MORE than you would have paid had you gotten a loan at the 6% rate. No, this is NOT a typo. Your lender will pocket $154,461.60 in additional interest payments because you were charged a higher rate for a bad credit loan. That is over 1.5 times the cost of the house itself! So why did he charge you the higher rate? Because he knows he can get it! After all, he’s got you over a barrel. He knows (and you know) that you need a loan, but because of your bad credit no one’s going to give you one at a low interest rate. Do you see now why people are so eager to lend you money in spite of your bad credit? In fact, credit reporting companies make a fortune selling lenders the names of people who have bad credit. Those lenders know they can charge them high rates, and that if they need credit, they have no choice but to pay them. So what’s the solution? You may be thinking “What choice do I have anyway? My credit is bad, I need a loan to get a house (or car, college education, or whatever) and there’s just nothing I can do about it except find a lender willing to give me a loan at whatever interest rate I can get!” But consider for a moment whether you might be looking at the situation from a completely wrong angle. Rather than resign yourself to the situation, you should be thinking about repairing your credit. Now if you just found the house of your dreams, you may have no choice but to act now before someone else buys it. But if you can wait a couple of months, it’s highly likely you can make some major improvement in your credit score and THEN look for a loan. Maybe this isn’t what you wanted to hear. After all, you’re looking for a loan, NOT credit repair advice. But wouldn’t it be worth it to postpone getting that house or that car if it would save you thousands, tens of thousands, or maybe even $150,000.00 or more over the long haul? If you’re thinking your bad credit history is something you’re just stuck with, or that it will take years to improve, you’re mistaken. It is often possible to make major improvements in your credit rating in just a few months, and in some cases in as little as 30 days! Itís not that difficult either. You basically have 2 options. You can hire a “Credit Repair Agency” or you can take the #DIY approach. If you decide to hire an agency, you can easily find one in your phone book or online. Just look for “credit repair”. However, it won’t be cheap. Agencies usually charge from $2,500 to $5,000 or more to repair your credit. But that’s still a bargain compared to how much you’ll be saving in the long run. But if you think only a professional agency can fix your credit, think again! In spite of their high fees, they won’t do anything for you that you can’t easily do for yourself. If you can write a few letters, address, stamp, and mail them you can repair your own credit. If you choose the DIY route (recommended) you can learn how by doing some online research. Unfortunately, along with all the good information you’ll find some misinformation as well. A better option is to find an authoritative book on credit repair and follow the advice therein. In conclusion, you should seriously consider postponing your search for a bad credit loan. First spend a couple of months improving your credit rating. Then you can abandon the search altogether, and begin looking for a GOOD credit loan! Want more? Follow me on Youtube: jessilserna.com/youtube ______________________________________________________________________________ Follow Me On Instagram: @jessilserna Join Our Private Facebook Group: https://jessilserna.com/community Ready To Invest? 🤔� � WealthSimple: “Canada’s first $0 commission stock trading app – sign up now and you’ll get $10 to trade” 💰 https://jessilserna.com/wealthsimple Ready to Start Blogging? 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Bad Credit Loan — How to Get the Best Interest Rate

Jessil Serna — Sun, 14 Feb 2021 15:53:42 +0000

If you have bad credit and need a loan, what you don’t know CAN hurt you! Following this simple advice could end up saving you a small, or even a large, fortune. Bad credit loans are in high demand. And if you do any research on bad credit loans, you will find plenty of advice on how to get the lowest interest rate. You will also find plenty of people willing to give you a bad credit loan, but you’d be making a mistake to accept it. Unfortunately, most of what you’ll find approaches the problem from the wrong direction. The way to get the VERY best interest rate on a bad credit loan is usually overlooked or concealed altogether. But before we continue, let’s digress briefly and look at how significantly the higher rate for a bad credit loan affects the borrower. Let’s say you want to buy a house, but have bad credit. No matter how diligently you shop for a lender, you’re still be charged a higher interest rate for a bad credit loan than if you had good credit. With good credit, you might get a mortgage loan at 6% interest. But a bad credit loan will cost you closer to 12%. Assuming you get a $100,000 mortgage over 30 years, the difference you’d pay in interest amounts to a monstrous $154,461.60 MORE because you have bad credit. That’s over 10 times the loan itself! Now getting back to our original problem, how can you get a better interest rate for a bad credit loan? The answer is probably not what you were expecting. The solution is to think outside the box. The way to get a bad credit loan with the best interest rate is to NOT get one! Instead, spend a couple of months fixing your bad credit, and then look for a good credit loan instead. This answer probably comes as something of a shock to you. More than likely, several objections to this approach will come to mind. I need a loan NOW or It is not worth my while to wait until I repair my credit. Oh really? Well, is it worth a savings of $150,000 or more? Granted you may not be looking for a $100,000 loan. But even if you want to borrow only $10,000 or so, the better rates you’ll enjoy with good credit will still save you several thousand dollars. Fixing my credit will take too long, or it just isn’t possible. It’s often possible to make very a significant improvement in your credit rating in just a few months, and in some cases as little as 30 days. I don’t know how to repair my credit and can’t afford to hire a credit repair agency For a fraction of the cost of a professional agency, you can purchase a good book on credit repair that will walk you through the whole process. ìDo-it-yourself credit repair is too difficult or I don’t think I can repair my own credit Don’t be intimidated by the idea of fixing your own credit. If you can write a few letters, address, stamp, and mail them you can repair your own credit. Your decision comes down to this: you have two choices. You can spend some time (maybe a LOT of time) shopping for a bad credit loan with the lowest possible rate, and still end up paying thousands (even tens of thousands) more in interest. You can spend some time fixing your credit and spend those thousands on your family’s needs, instead of paying them to your lender. Do you really think your lender needs your hard earned money more than you and your family need it? Anybody can work on fixing their own credit. That is right, anybody! ______________________________________________________________________________ Follow Me On Instagram: @jessilserna Join Our Private Facebook Group: https://jessilserna.com/community Ready To Invest? 🤔� � WealthSimple: “Canada’s first $0 commission stock trading app – sign up now and you’ll get $10 to trade” 💰 https://jessilserna.com/wealthsimple Ready to Start Blogging? HawkHost: https://jessilserna.com/HawkHost Make money from home: SwagBucks: https://jessilserna.com/swagbucks COINBASE: “Get $10 in free Bitcoin (when you fund $100).” ⭐ https://jessilserna.com/CoinBase

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3 Steps To Never Go Broke

Jessil Serna — Sun, 07 Feb 2021 21:44:52 +0000

Follow Me On Instagram: @jessilserna Join Our Private Facebook Group: https://jessilserna.com/community Ready To Invest? 🤔� � WealthSimple: “Canada’s first $0 commission stock trading app – sign up now and you’ll get $10 to trade” 💰 https://jessilserna.com/wealthsimple Ready to Start Blogging? HawkHost: https://jessilserna.com/HawkHost Make money from home: SwagBucks: https://jessilserna.com/swagbucks COINBASE: “Get $10 in free Bitcoin (when you fund $100).” ⭐ https://jessilserna.com/CoinBase

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Why You Can’t Be Rich

Jessil Serna — Sun, 07 Feb 2021 21:40:58 +0000

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REVIEW: The Richest Man In Babylon by George S. Clason – part 1

Jessil Serna — Tue, 13 Oct 2020 00:39:19 +0000

Thank you for being here. I just want you to know how much I appreciate your support. Today, we are going to dive into the most inspiring book on wealth ever written. It is also my favourite book on wealth. This review will consist of several parts. Let’s start looking into the success secrets of the ancients. We begin with these 4 truths. 1. Money is the medium by which earthly success is measured I want to stress out how it says earthly success. Money is not everything in this world. In life, there are a lot of aspects. Some of which are in health, wealth, love, happiness, spiritual, and mental. In things we believe in this world and after. Having said all that, we all know how important money is in our daily lives. How it helps us do more of what we love. Money may not be everything, but it is what we use to measure earthly success. Money is numbers. It’s measurable. It’s trackable. And therefore a good way to see progress in achieving our goals in this world. 2. Money makes possible the enjoyment of the best the earth affords There are times when the saying: “The best things in life are free” comes out. In more ways than one, that saying has truth behind it. But not always. Sometimes, we get caught up in life and we end up not being able to enjoy the simplest joys in life simply because we cannot afford them. Not because it is expensive, but because we do not have the luxury of time to spend on it. A lot of people are trapped in their jobs living paycheque to paycheque and do not have the luxury of being able to miss work. I’ve been there. I know how it is. That’s why, even though I am a workaholic, I have decided to be on this path. To be financially free. To be wealthy. To be free enough to enjoy doing the things I love whenever I feel like it. Another saying that comes to mind is: “You get what you pay for.” This saying really hits the mark on our topic. Most of the time, the best of anything offered in today’s world are expensive. Most times, we do get what we pay for. An economy vs a first class plane ticket on the same flight for example. Both tickets get you to the same destination. Same time. Same plane. Same destination. But the journey is different. 3. Money is plentiful for those who understand the simple laws that govern its acquisition Nearly one-third of lottery winners eventually declare bankruptcy. Lottery winners are more likely to declare bankruptcy within 3 to 5 years than the average person. This also happens to people who inherit huge amounts of money out of the blue. Why? Because they are not ready for it. They have not become a person capable of handling such responsibility. Fast success builds ego. Slow success builds character. In order for us to succeed, we must grow to become who we want to be. We must go through the journey. No shortcuts. We must have the character and capability we obtain through our journey. On this note, I remember a parable: When a man with money meets a man with experience, the man with experience obtains the money. While the man with the money obtains the experience. Therefore we must learn, understand, and put into action the simple laws that govern money and how to acquire it. 4. Money is governed today by the same laws which controlled it when prosperous men thronged the streets of Babylon, 6000 years ago Over the years, money has changed forms. Money is simply a way to measure value and exchange. To trade. It has gone through various changes like stones, weapons, food, spices, gold, and paper. It is continually changing. Even though money has changed names numerous times, the laws which controlled it have remained the same. The root ways to acquire value have not changed. These are the 4 ancient truths of money. As we move forward, we will read more into the truths as told in the book, The Richest Man In Babylon. I have learned a lot from just these 4 truths. And so will you. I appreciate you being here. Thank you. See you soon.

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Embracing Change Is The Best Thing In Your Life

Jessil Serna — Mon, 18 Feb 2019 20:32:02 +0000

There is a popular saying about change that says “change is constant”. Be it positively or negatively, we must at one point in our lives experience change. Many people become so attached to whatever they are doing, even when they don’t meet their expectations from them. They key thing is not to run from change, but to embrace it. Here are some reasons why you should make the most out of whatever change it is that you are experiencing. Change Is An Opportunity, a chance to start all over The mistake most people make is to focus on the negativity of change. Yes, that is the human nature for you. When we experience change and lurk on the negativities, we tend to forget how much positivity we can harness from it. We face the opportunity to get something right by building it up more carefully and stronger. A vivid example is on the internet, when the internet came into place, a lot of businesses found it hard to accept the change, others took that chance, built websites from scratch and look where they are now today. So while everyone is busy looking for who to complain to and how best to make their murmurs heard, you should be busy with looking for how to make the most out of what happened. A chance to do better Since you have accepted the to make change an opportunity to start afresh, do you also know that this time you will get to do better and come out bigger. With the past experiences of before, you can avoid the mistakes that you made before now. Hence, you come out with better results. It is also profitable if you are one of those that pioneered something good from circumstances, other people will follow your steps and give their credits to you. A chance for things to fall into place You never can tell the good things that happen when change occurs. The truth is, when you see only the negative aspects of change, you wont be ready to embrace the good things that come with it because surely, there are good things that come with change. If things don’t turn around, we will continue to be in our comfort zone and there will be barely a chance for improvement. We in fact become stronger and better when we overcome changes that come away. Remember change is the only constant thing Just as said earlier, change is the only constant thing. The more we progress in life, the more we meet new things, new situation, criteria’s to be met, challenges. What makes us successful people is our ability to turn these into stepping stones for our endeavours. If you keep doing things the same way, the results are always the same While on the road to success, we often get carried away that we do not want to change the process by which we do things. Change on the other hand allows us to experience a whole different process of doing things and as well experience the new results that come with them. Talking about personal development, the bulk of the process of self-development is our ability to learn new things each time things change. We discover new inspirations, insights and most times, an open door for success.

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Benefits of Passive Income

Jessil Serna — Tue, 12 Feb 2019 22:05:32 +0000

Going into the details of why passive income is important without making clear the meaning can be pretty confusing for some people, so I am going to make it clear to you the meaning of passive income before talking about its benefits. What Is Passive Income? Passive income is that income that you receive without putting much effort, most times it requires very much lesser commitment, requirement and also maintenance. What are we saying here? The big factor hiding behind, commitment, maintenance and requirements is TIME. Unlike active income where if you don’t invest your time in what you are doing, you may end up running out of cash, passive income demands lesser time with high yield. An active income earner does not earn if he or she does not work, so for any reason you have an accident, or incapacitated in anyway, then your cash flow also stops. Sometimes too, you may end up not earning for life if it is a severe case. Let’s say an athlete, or a contractor or a builder, who depend on their limbs for work and then you lose them, how then can you continue to independently sustain your livelihood. Ok enough of the bad bad stories. Creating a passive income however is not as easy as you think, well that not the topic we are treating today, so let us dive into our points on why you need to have a passive income. It reduces your stress, anxiety and fear of the future Most anxiety and stress cases come from inability to fend for your basic needs or extra wants an upon that work in and out. There is always this feeling of hopelessness especially when you think about repeating the same process for a lifetime, there is a saying “the worst madness is repeating a process and still expect different results” you wake up every day and rush to your work place, do almost the same thing, sometimes you get promoted or a freeday, or a leave of vacation. Funny enough, our problems and responsibilities keep increasing and the old ones keep repeating. From student, to bachelor or spinster, then to family and children responsibilities, while the bills keep adding and the stomach keeps rumbling. Hence, we just have few moments to enjoy what we have because we are tied up with “if I go for vacation with my friends and skip work, I’ll stay hungry if I get home”. There is no doubt that having passive income takes you far away from such stress and fear of the future. Giving you time to make newer aspirations and also rekindle your hopes. More time to do what you love and not what pays the bills We have so many passionate things we want to do, like skating in all the parks in the whole world lol. Most of the things we are passionate about cannot provide us with the income we need to sustain our lives. Passive income however allows you to do all you love while still earning and being able to be free of debts. Passive income most of the times too outpaces your debts, which gives you a project on starting or involving yourself in projects that you love. Additional protection If you work in a conventional profession, you only receive salary if you work regularly. If you do not want to work for a few weeks beyond your agreed days off, your cash flow will dry up. So in the end, you sell a part of your lifetime for money and, as the saying goes, you are in the “hamster wheel”. You can make a lot of money this way, for example, as a manager in a large company, but the principle always works in the same way. You exchange your lifetime for money. So most of us drive a huge risk here. When investing you always value high diversification and security, why put everything on one card with only one income stream? Although I enjoy working in my job, I always look for ways to increase my residual income and boost my extra earnings, so that I get less hard on the case, or more money on the other hand. Optimally so much that, for example, the loss of my job financially does not hit me at all. About the use of the extra money from your extra money you need, of course, decide for yourself, but it is important that you build yourself a passive income. So the income, which continues to flow even when your active income runs dry, This flow of money goes on for 24 hours, even when you’re sleeping while lying on the beach on vacation, or in the evening in your armchair with a cozy book and a hot cup of tea. You can build a passive additional income on a part-time basis, the possibilities are manifold. My way is mainly the passive investment in the world economy through stocks and P2P personal loans. Basically, this kind of passive income only requires a high savings rate, good investments and a decent return. Once the passive income stream has been strong and set in motion for years, it usually runs by itself and it does not actually require any additional capital to take care of a continuation of the investment. Extra income to fulfill wishes You have big wishes that you want to fulfill? Would you like to see the Maldives, drive a car which is too big for your salary? Again, you can use the passive income. As mentioned above, you decide for yourself how to use your passive income. As long as you do not need it for hedging and it’s just extra money, you can of course fulfill your wishes with it. I also use part of my passive income for this. I’m a big travel fan, because I think there’s nothing in the world that’s more relevant to us personally than impressions from foreign countries. These will last a lifetime. Going out on vacations and grabbing that moment of your life that you can never forget So use your extra income to reward you and fulfill your wishes. Passive additional earnings as old-age provision I think you know by now that you have to build your own fortune in addition to your state pension, in order to have a decent standard of living in old age. As we grow older, our financial reserves must also last longer and longer. According to Statista.com, the monthly gross pension in 2015 is 1314 euros per month and has to be enough for deductions for the rest of your life So the question is, how do you meaningfully protect yourself in old age? Personally, I’m not a fan of pension plans over insurers and fund companies, which I do not have under my own control and for which I have to pay some horrendous fees. Although there are often only a few percent discount on management fees, etc., you will end up missing huge sums of money. Conclusion To supplement your monthly pension without having to work in a supermarket at the age of 70 or putting a lot of unnecessary money into private insurers, all you have to do is set up a passive income, which we would talk about subsequently.

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How To Get Some Capital for Your Business

Jessil Serna — Sun, 16 Dec 2018 16:00:47 +0000

Getting some capital for your business idea can be daunting and seems like a big task for most people. I understand that because I’ve been there. I came to Canada with 100$ in my pocket given to me by family and friends from the Philippines. I worked my ass off and am here now today. Currently, I can’t teach you how to become a millionaire but someday I am confident that I will. What I can do though is teach you what I learned so far. Pay Yourself First, No Matter How Much You Earn If you’ve been following my blog for the past few months, you have probably noticed how much I push this. This has got to be the best advice I have ever learned and can ever give to anyone. Pay yourself first. No matter how much money you earn, pay yourself no less than 10%. Keep that, save it, and use it to invest in your business. If you haven’t gotten the book that I recommend for this, here’s the link: The Richest Man In Babylon Stick To It Because you are here reading this, I expect that you have already thought of or decided to improve your life and finances. Congratulations on that. Once you have started to save some money, KEEP AT IT. Do not let your urges to spend that money on other things like going out or buying new things stop you. Remember that you have goals. Remember why you’ve started doing this. Remember your dreams. Stick to it. Keep at it. Stack that money until you have enough to be a capital for your business. Keep Trying This was true for me and it could be true to some of you. I have failed countless times when I first started. I still fail on other new things that I try. But that’s when you are tested. That’s when you learn new things. That’s experience. Do not let failures stop you from reaching your goals. Problems and failures are a part of success. They are your stepping stones. Your personal teachers. That’s what will make you unique. Get Another Source of Income In my previous post, we calculated and proved that we have enough time to work at a second source of income. there are a lot of ways to do this, some easier than others. If you haven’t read it yet, here’s the link to that post: https://jessilserna.com/why-you-need-other-sources-of-income/ Sell Stuff Online You can always sell your old suff on Facebook Marketplace, LetGo, E-Bay, and some other local buy and sell websites You can also go to garage sales, buy things for cheap, and then resell them online You can also just get free stuff that people just want to get rid of. They post these online, you can get it from the for free, and then sell it. Get another job You can always get another job and work if that’s easier for you. Start an Online side business Start a YouTube channel Start blogging If you need to learn from a top-class millionaire blogger, join my mentor’s club here: ELITE BLOGGERS GUILD I also highly recommend that you get his book from amazon through here: Start Small Jeff Bezos, the richest man in history as of date and Founder of Amazon, just said in an interview that one of his secrets is that he starts small. And looking back at the history of most of the most successful people, they also started small. There is always the saying to “think big” but there are a lot of important things in starting small. You will learn It is no secret that starting a new venture or starting anything new will be hard. In business or in life, it is best not to lose. However, losing is part of the journey of every entrepreneur or investor. That is why it is best to start small, lose small, and learn big. Lose Small, Learn Big You do not want to lose everything in a blink of an eye. You worked hard for your idea. You worked hard for capital. You worked hard for this and you should feel like you need to protect it as much as you can. That is why it is best to start small. Even if you lose, you won’t lose a lot. Learn from your mistakes Knowing all this, you should be ready to face everything. You should be ready to look out for the lessons that are unfolding in front of you. They are stepping stones for you to grow and learn on your way to success. Congratulations on taking another step. Remember to keep moving forward. If you need some more help, I encourage you to reach out and message me on instagram @jessilserna or click here to follow me there. Or if you prefer facebook, click here Thank you for taking the time to read. Again, congratulations on getting on the journey to improving your life. Help a friend and share this to them via the share buttons on the side (desktop) or the bottom (mobile) See you next time

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