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Income Protection · Alberta

What would happen to your family if your income stopped tomorrow?

Most tradespeople and working families in Alberta have income gaps they don’t know about — until it’s too late. I help you find them before something unexpected does.

No pressure · No obligation · Serving Alberta families

If you couldn’t work for 90 days…

⚠️
Your mortgage doesn’t pause
Payments continue regardless of your income

💼
Employer coverage has limits
Most plans cover far less than people assume

💰
Savings drain faster than expected
Daily expenses don’t slow down during recovery

The quiz shows you exactly where you stand
60 seconds to see your real coverage gaps

Licensed — Accident & Sickness

Licensed — Critical Illness

Serving Alberta families

Virtual & in-person available

Three steps to knowing exactly
where you stand

No complex jargon. No hard sell. Just a clear picture of your income protection — and honest advice on what (if anything) needs to change.

01
Take the risk quiz

Answer a few short questions about your household income, existing coverage, and monthly obligations. It’s designed to surface real gaps — not sell you something.

60 SECONDS

02
Review your results

You’ll see a plain-English breakdown of where your income is protected, and where it isn’t. Most families are surprised by at least one gap.

IMMEDIATE

03
Book a free review

If you want to go deeper, book a 15-minute call. I’ll walk through your specific situation — no pressure, no obligation. Just clarity.

15 MINUTES

Real people. Real peace of mind.

★★★★★

“I thought my work benefits had me covered. Jessil showed me I had a 60-day gap where my family would have had nothing. We fixed it in one conversation.”

M.T.
Journeyman electrician, Edmonton

★★★★★

“No pressure at all. Jessil just asked the right questions and helped us understand what we actually had. First time I felt genuinely informed about our coverage.”

K. & R. S.
Family of four, Red Deer

★★★★★

“As a contractor with no employer benefits, I’d been avoiding this conversation for years. Turns out it wasn’t nearly as complicated as I feared — and now I can actually sleep at night.”

D.L.
Independent contractor, Calgary

Protection options built for
working Albertans

Unlike one-size-fits-all plans, I look at your actual situation — income, obligations, family — and find coverage that makes sense for you.

🛡️

Critical illness coverage

A lump-sum payment if you’re diagnosed with a covered illness. Use it however you need — to cover bills, treatments, or time off to recover properly.

Lump sum on diagnosis

📋

Disability & income protection

Monthly income replacement if you’re unable to work. Designed to fill the gap between what your employer covers and what your family actually needs.

Covers the income gap

💵

Return-of-premium options

Some plans refund premiums if coverage is never used. Protect your income without feeling like the money is lost if nothing ever happens.

Money back if unused

Jessil Serna, income protection advisor

I got into this because I watched a family learn the hard way


Years ago, someone close to me — a hardworking person with a family depending on them — got sick and couldn’t work. They assumed their benefits would carry them through. They were wrong. Watching that family scramble financially during an already devastating time is why I do this work.

I’m not here to sell a policy. I’m here to make sure you actually understand what would happen to your household if your income stopped — and to help you close any gaps before you ever need to find out.

Licensed — Accident & Sickness coverage, Alberta

Licensed — Critical Illness coverage, Alberta

Focused exclusively on income protection

Virtual and in-person consultations available

Start with 60 seconds.
Get real clarity.

The quiz surfaces any income gaps in your current coverage. From there, you can review your results on your own — or book a free call if you want to talk through them.

Take the free risk quiz →
Skip the quiz — just book a call

15 minutes · No pressure · No obligation

Jessil Serna  ·  Licensed Insurance Advisor  ·  Serving Alberta, Canada

Book a free review
 · 
Take the quiz

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