Income Protection for Alberta Families | Jessil Serna

Income Protection · Alberta

What would happen to your family if your income stopped tomorrow?

Most tradespeople and working families in Alberta have income gaps they don’t know about — until it’s too late. I help you find them before something unexpected does.

No pressure · No obligation · Serving Alberta families

If you couldn’t work for 90 days…

⚠️
Your mortgage doesn’t pause
Payments continue regardless of your income

💼
Employer coverage has limits
Most plans cover far less than people assume

💰
Savings drain faster than expected
Daily expenses don’t slow down during recovery

Find out exactly where you stand
Book a free call — get a clear picture in 30 minutes

40+
Alberta families helped
★★★★★
5-star reviews
3
Insurance licences — Alberta
$0
Cost for your first call

Licensed — Accident & Sickness

Licensed — Critical Illness

Licensed — Disability Insurance

Serving Alberta families

Virtual & in-person available

Three steps to knowing exactly
where you stand

No complex jargon. No hard sell. Just a clear picture of your income protection — and honest advice on what (if anything) needs to change.

01
Take the Coverage Checkup

Answer a few short questions about your household income, existing coverage, and monthly obligations. It surfaces real gaps — not a sales pitch.

60 seconds

02
See your results

You’ll get a plain-English breakdown of where your income is protected, and where it isn’t. Most families are surprised by at least one gap.

Immediate

03
Book your free call

I’ll walk through your specific situation — your income, your family, your gaps. You’ll leave with total clarity. No pressure, no obligation.

30 minutes

Book your free call →

Real people. Real peace of mind.

★★★★★

“I thought my work benefits had me covered. Jessil showed me I had a 60-day gap where my family would have had nothing. We fixed it in one conversation.”

M.T.
Journeyman electrician, Edmonton

★★★★★

“No pressure at all. Jessil just asked the right questions and helped us understand what we actually had. First time I felt genuinely informed about our coverage.”

K. & R. S.
Family of four, Red Deer

★★★★★

“As a contractor with no employer benefits, I’d been avoiding this conversation for years. Turns out it wasn’t nearly as complicated as I feared — and now I can actually sleep at night.”

D.L.
Independent contractor, Calgary


Book your free Family Financial Reset Call

30 minutes · Free · No obligation

Protection options built for
working Albertans

Unlike one-size-fits-all plans, I look at your actual situation — income, obligations, family — and find coverage that makes sense for you.

🛡️

Critical illness coverage

A lump-sum payment if you’re diagnosed with a covered illness. Use it however you need — to cover bills, treatments, or time off to recover properly.

Lump sum on diagnosis

📋

Disability & income protection

Monthly income replacement if you’re unable to work. Designed to fill the gap between what your employer covers and what your family actually needs.

Covers the income gap

💵

Return-of-premium options

Some plans refund premiums if coverage is never used. Protect your income without feeling like the money is lost if nothing ever happens.

Money back if unused

Jessil Serna, income protection advisor

I got into this because I watched a family learn the hard way

Years ago, someone close to me — a hardworking person with a family depending on them — got sick and couldn’t work. They assumed their benefits would carry them through. They were wrong. Watching that family scramble financially during an already devastating time is why I do this work.

I’m not here to sell a policy. I’m here to make sure you actually understand what would happen to your household if your income stopped — and to help you close any gaps before you ever need to find out.

Licensed — Accident & Sickness coverage, Alberta

Licensed — Critical Illness coverage, Alberta

Licensed — Disability Insurance, Alberta

Focused exclusively on income protection

Virtual and in-person consultations available


Book a free call with Jessil

Know exactly where your
family stands. For free.

Book a free 30-minute call. I’ll walk through your income, your coverage, and your gaps — and you’ll leave with a clear picture of what (if anything) needs to change. No pitch. No obligation.